Payment Card Reviews & Comments http://www.e-debitcard4all.com http://www.e-debitcard4all.com/vanquis-visa-credit-card.htm#0 For me it's great.

Okay, so the APR's a bit higher than some credit cards but you can't expect the best rate if you've got a bad credit history.

I considered myself lucky getting a Visa credit card off these guys, especially with my credit history.

Thanks Vanquis, especially as I'd been refused credit cards from other banks. http://www.e-debitcard4all.com/vanquis-visa-credit-card.htm#0